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Prakash Sontakke's avatar

Thank You for sharing sir a very detailed information about M&A

-->I have 2 Questions

1) How will M&A help to Indian banks?

2) Is it necessary that M&A Will always create synergy?

Neelangshu Sarkar's avatar

So to answer your questions, here's what I feel:

1) By enabling Indian Banks to participate in M&As, it would help them diversify their risk and revenue streams (by earning fees for facilitating M&As) and have additional income on top of their regular commercial banking revenues. (Parth Sir has done a detailed video on this in his YouTube channel).

2) Theoretically, it should always. But practically, it doesn't always happen like that. While building financial models for a Merger or Acquisition, synergies are shown, which should ideally be the case. But there are numerous instances (which are known as the bad reasons for getting into M&As) where firms have acquired targets to either get rid of competition (as demonstrated by Microsoft and Facebook) or boost their share price performance and P/E (since a lot of top management's pay is linked to share performance) or also maybe because they have a lot of idle cash lying around (which we saw in the case of Byju's). So, companies may also get into M&As for reasons other than synergy benefits.

Hope I was able to answer your question.

Ansari Daniyal's avatar

What the project case reported , it's far more valuable.

Actually working, making impression.

It's really good like wow ....

Adesh Singh's avatar

Reading this is much more easier and comprehendible.. Your explanation brings clarity in our minds thanks a lot sir…

Nishchay Gupta's avatar

Thanks for the insights Parth.

Do you think with the RBI approval for Indian Banks to enter into M&A deals will open up more job opportunities. Also, being a CA how can we prepare for these upcoming opportunities.

Monk Life Mastery's avatar

A big thanks to you, Parth. Very informative article, in simple language. Enriching to read.

Raman Nayyer's avatar

Very much enlighting knowledge

Thanks a lot sir

Thasneem Banu's avatar

Thanks a lot for this week's newsletter Sir! Highly informative Sir.

Neural Foundry's avatar

Great walkthrough of the deal structuring process. The bridge loan detail is particularly interesting because it highlights the chicken-and-egg problem in megadeals where you need financing to close but can't arrange permanent financing until the deal is anounced. Netflix's $59B bridge loan being the second-largest ever really underscores how rare these scale deals are. One thing I'm curious about is how the $2.8B termination fee was calculated. That's almost 3.5% of the equity value which seems steep compared to typical break-up fees in the 2-3% range. Wonder if that reflects uncertainty around regulatory approval or competitive bidding dynamics.

Abu Shahemah's avatar

I don't get it, how a company doesn't accept a big deal from a new acquirer.

Neelangshu Sarkar's avatar

Because it might not align with their long-term goals and synergy benefits. A higher amount of money does not guarantee a successful merger. There are various instances of companies prioritising long-term goals instead of short-term money. The target company wants to ensure that all its resources are best utilized at the most efficient level rather than being acquired at the highest price.

Abu Shahemah's avatar

thanx for your generous reply

Neelangshu Sarkar's avatar

Sir I think you mean Competition Commission of India (CCI) instead of Corporate.

Parth Verma's avatar

Thanks for catching this. Corrected to Competition Commission of India (CCI).